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consumer credit insurance, gross coverage, net coverage, credit card, mortgage, auto loan, predatory lending, consumer loan, loss ratio, single premium, component rating, reverse competition, term life insurance, benefit margin, disability, unemployment, principal, interest, premium, claim, insurance policy, consumer value, Credit Life, Credit Accident and Health, Credit Disability, Credit Involuntary Unemployment, Credit Property, post-claims underwriting, gross indebtedness, Phantom coverage, Loan packing, Overvalued Collateral, mortgage broker, affordable housing, home lending,debt cancellation contract; debt suspension agreement; and, debt protection
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